Primescore

Securing Your Future

Our Services

Services built to repair credit — properly.

Not a checklist. Not a template. Each service is engineered around Indian bureau realities: reference IDs, response timelines, clean evidence packs, and the follow-ups most people don't do.

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Credit score rectification

Credit score rectification

We audit your report line-by-line, identify disputable inaccuracies, and file legally-backed disputes with clear evidence. You get a real-time dashboard of what was filed, when, and why — with transparent outcomes.

Loan Settlement Negotiation

Loan Settlement Negotiation

If you’re considering settlement, we help you avoid common mistakes that permanently damage your profile. Our team structures negotiation, documentation, and closure verification to minimize long-term score impact.

Written-off Account Resolution

Written-off Account Resolution

We handle disputes, negotiations, and formal reporting corrections for accounts marked as "Written-off" in your credit report. Every case is backed with a custom strategy, legal documentation, and tracking to clean up your credit history.

Credit Report Monitoring

Credit Report Monitoring

We monitor key signals like new inquiries, account status changes, and adverse flags. You get proactive guidance to protect your score while your disputes are in flight.

Personal Finance Coaching

Personal Finance Coaching

Our experts help you design a 90-day plan for utilization, due-date discipline, and safe credit building. Simple, practical steps — built for Indian incomes and real EMI life.

Suit Filed Case Assistance

Suit Filed Case Assistance

When a suit filed case appears in your credit report, we will assist you in resolving legal disputes. We help you coordinate resolution, draft settlement and correction proposals, and ensure the "Suit Filed" status is properly removed from your bureau report once resolved.

Comparison

Primescore vs DIY vs other platforms

Line-by-line bureau audit
Us: Yes (expert reviewed)
DIY: Time-consuming
Others: Inconsistent
Evidence pack + legal drafting
Us: Yes
DIY: Hard
Others: Template-level
Tracking reference IDs
Us: Dashboard
DIY: Manual
Others: Partial
Escalations & follow-ups
Us: Structured
DIY: Often skipped
Others: Limited
Confidential handling
Us: Minimal-access
DIY: N/A
Others: Varies

Process

A clear timeline for every service

Credit score rectification

We audit your report line-by-line, identify disputable inaccuracies, and file legally-backed disputes with clear evidence. You get a real-time dashboard of what was filed, when, and why — with transparent outcomes.

24–48 hrs
Report Audit
We review accounts, inquiries, and payment history for disputable errors.
2–3 days
Evidence Pack
We prepare documents, letters, and bureau-ready dispute drafts.
Same day
Dispute Filing
We submit disputes and track acknowledgements and reference IDs.
30–60 days
Follow-ups
We push for resolution with structured escalations when needed.

Loan Settlement Negotiation

If you’re considering settlement, we help you avoid common mistakes that permanently damage your profile. Our team structures negotiation, documentation, and closure verification to minimize long-term score impact.

1–2 days
Case Review
We understand the loan history, overdue status, and lender stance.
2–4 days
Negotiation Plan
We craft a settlement strategy and acceptable terms checklist.
1–2 weeks
Closure & Proof
We ensure written confirmation and closure proof is collected.
30–60 days
Report Update
We monitor bureau updates and dispute wrong settlement markers.

Written-off Account Resolution

We handle disputes, negotiations, and formal reporting corrections for accounts marked as "Written-off" in your credit report. Every case is backed with a custom strategy, legal documentation, and tracking to clean up your credit history.

24–48 hrs
Case Audit
We map outstanding balances, payment histories, and direct lender reports.
2–3 days
Drafting Dispute
We prepare the dispute or settlement proposal with precise references.
Same day
Submission
We submit directly to the lender and bureaus and track reference IDs.
30–60 days
Resolution Tracking
We push for resolution with structured escalations until the status is cleared.

Credit Report Monitoring

We monitor key signals like new inquiries, account status changes, and adverse flags. You get proactive guidance to protect your score while your disputes are in flight.

Same day
Setup
We configure monitoring and create your baseline score snapshot.
Ongoing
Alerts
You get timely alerts when meaningful credit events occur.
Monthly
Monthly Review
We share a monthly score health summary and next actions.
48 hrs
Rapid Disputes
We fast-track disputes for new inaccuracies discovered.

Personal Finance Coaching

Our experts help you design a 90-day plan for utilization, due-date discipline, and safe credit building. Simple, practical steps — built for Indian incomes and real EMI life.

60 mins
Discovery Call
We assess current debt, income, and cashflow patterns.
2–3 days
90-Day Plan
We create a step-by-step plan aligned to your credit goals.
Weekly
Check-ins
We keep you accountable with progress reviews and tweaks.
Ongoing
Score Hygiene
We teach what to do (and avoid) to protect your bureau profile.

Suit Filed Case Assistance

When a suit filed case appears in your credit report, we will assist you in resolving legal disputes. We help you coordinate resolution, draft settlement and correction proposals, and ensure the "Suit Filed" status is properly removed from your bureau report once resolved.

1–2 days
Legal Mapping
We analyze the court case details, lender notices, and bureau status codes.
3–5 days
Resolution Proposal
We draft a professional legal dispute or settlement proposal.
1–3 weeks
Negotiation Support
We coordinate with legal departments to reach an official settlement.
30–60 days
Bureau Clearance
We submit the NOC/clearance proof to bureaus and track update reports.

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